Eligibility
The Capital One Auto Finance Big Payoff Sweepstakes is offered only to legal residents of the fifty (50) United States and the District of Columbia who are at least eighteen (18) years of age.
Period
The Capital One Auto Finance Big Payoff Sweepstakes ends at 11:59:59 PM ET on November 30.
How to enter
An eligible entrant may enter the sweepstakes by visiting capitalone.com/thebigpayoff and following the instructions to complete the entry form. Limit one (1) entry per person.
Prizes
Grand Prize (1): The grand prize winner will have his/her outstanding Capital One Auto Finance Account (maximum $60,000) paid by Sponsor and receive a check made out to the grand prize winner for the value of thirty-three percent (33%) of the account payment (maximum $20,000). If the Grand Prize winner’s account has been paid in full at the time of winner notification, Sponsor will provide a check to the Grand Prize winner for a value equal to (i) the balance due on the Grand Prize winner’s account at the time of Entry (maximum $60,000) and (ii) thirty-three percent (33%) of the Entry Balance (maximum $20,000).
The ARV of the Grand Prize is up to $80,000.
First Prize (1): The first prize winner will have each of his/her next twelve (12) monthly Capital One Auto Finance Account payments paid by Sponsor (maximum $6,000 total value) and receive a check made out to the first prize winner for the value of thirty-three percent (33%) of the total account payments (maximum $2,000). If the first prize winner has less than twelve (12) months remaining on his/her Capital One Auto Finance Account, then Sponsor will pay the remaining months on the first prize winner’s Account and provide a check to the first prize winner for a value equal to (i) twelve (12) monthly Account payments minus the amount paid by Sponsor to satisfy the Account (maxium $6,000) and (ii) thirty-three percent (33%) of twelve (12) monthly Account payments (maximum $2,000). One (1) First Prize will be available in the Sweepstakes.
The ARV of the First Prize is up to $8,000.
Second Prize (1): The second prize winner will have each of his/her next six (6) monthly Capital One Auto Finance Account payments paid by Sponsor (maximum $3,000 total value) and receive a check made out to the second prize winner for the value of thirty-three (33%) of the total account payments (maximum $1,000). If the second prize winner has less than six (6) months remaining on his/her Capital One Auto Finance Account, then Sponsor will pay the remaining month(s) on the second prize winner’s Account and provide a check to the second prize winner for a value equal to (i) six (6) monthly Account payments minus the amount paid by Sponsor to satisfy the Account (maximum $3,000) and (ii) thirty-three percent (33%) of six (6) monthly Account payments (maximum $1,000).
The ARV of the Second Prize is up to $4,000.
Third Prize (1): The third prize winner will have each of his/her next three (3) monthly Capital One Auto Finance Account payments paid by Sponsor (maximum $1,500 total value) and receive a check made out to the third prize winner for the value of thirty-three (33%) of the total account payments (maximum $500). If the third prize winner has less than three (3) months remaining on his/her Capital One Auto Finance Account, then Sponsor will pay the remaining month(s) on the third prize winner’s Account and provide a check to the third prize winner for a value equal to (i) three (3) monthly Account payments minus the amount paid by Sponsor to satisfy the Account (maximum $1,500) and (ii) thirty-three percent (33%) of three (3) monthly Account payments (maximum $1,000). One (1) Third Prize will be available in the Sweepstakes.
The ARV of the Third Prize is up to $2,000.
Fourth Prizes (100): Each fourth prize winner will receive a code redeemable for a $100 retailer gift card in an eGift catalog. Each Fourth Prize code will be sent to a verified winner in an e-mail with a link to the eGift catalog website and redemption instructions. One hundred (100) Fourth Prizes will be available in the Sweepstakes. The value of each Fourth Prize is $100.
The total ARV of all Fourth Prizes is $10,000.
Total ARV: The total ARV of all available prizes in the Sweepstakes is up to $104,000.